India law context for your account
These terms explain how we treat account access, identity checks, wallet records and privacy requests for India. Your ability to open or use an account depends on local law and is available where local law permits. We may ask for identity details, location confirmation or extra
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payment proof when a record does not match your account. UPI, Paytm and PhonePe entries are kept with time stamps, reference IDs and status changes so a transaction can be traced if you raise a query. If a rule, court order or payment partner instruction requires
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a hold, we may pause an account or transaction while we check the record. This page is not personal legal advice; it is our statement of the terms you accept when you use the account area.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.